₹50,000 sip for 5 years
₹50,000 a month for 5 years grows to about ₹41,24,318 (41.24 lakh) at an assumed 12% annual return: you invest ₹30,00,000 and the projected gain is ₹11,24,318. at 10% it is about ₹39,04,119, at 15% about ₹44,84,084.
at different returns
| assumed return | projected value | projected gain |
|---|---|---|
| 8% a year | ₹36,98,335 | ₹6,98,335 |
| 10% a year | ₹39,04,119 | ₹9,04,119 |
| 12% a year | ₹41,24,318 | ₹11,24,318 |
| 15% a year | ₹44,84,084 | ₹14,84,084 |
you invest the same ₹30,00,000 in every row. only the assumed return changes.
year by year at 12%
| after | invested | projected value |
|---|---|---|
| year 1 | ₹6,00,000 | ₹6,40,466 |
| year 2 | ₹12,00,000 | ₹13,62,160 |
| year 3 | ₹18,00,000 | ₹21,75,382 |
| year 4 | ₹24,00,000 | ₹30,91,742 |
| year 5 | ₹30,00,000 | ₹41,24,318 |
with a 10% yearly step-up
if you raise the ₹50,000 by 10% every year (from month 13), the same 5 years at 12% grow to about ₹49,22,852 on ₹36,63,060 invested.
in today's money
at 6% inflation, ₹41,24,318 in 5 years buys about what ₹30,81,931 buys today.
how this is worked out
monthly rate i = 12 / 12 / 100 = 1%, n = 60 months. with each payment at the start of the month, value = P x ((1 + i)^n - 1) / i x (1 + i) = ₹50,000 x ((1.01)^60 - 1) / 0.01 x 1.01 = ₹41,24,318.33.
illustrative only. mutual fund returns are not fixed or guaranteed; this assumes payments at the start of every month, the annual return compounded monthly (12% = 1% a month), and ignores tax, exit loads and fees. not investment advice.
same ₹50,000 a month, other durations
10 years 15 years 20 years 25 years 30 years
other amounts for 5 years
₹1,000 ₹2,000 ₹3,000 ₹5,000 ₹10,000 ₹15,000 ₹20,000 ₹25,000
all sip amounts and durations · sip calculator with your own numbers
questions people ask
What will a ₹50,000 SIP become in 5 years?
About ₹41,24,318 at an assumed 12% annual return. You invest ₹30,00,000 and the projected gain is about ₹11,24,318. At 10% it is about ₹39,04,119, at 15% about ₹44,84,084. Returns are not guaranteed.
How much do I invest in a ₹50,000 monthly SIP for 5 years?
₹30,00,000: ₹50,000 x 60 months.
What if I step up my ₹50,000 SIP by 10% every year for 5 years?
At 12% it grows to about ₹49,22,852, on ₹36,63,060 invested.