sip returns table: what your monthly sip grows to

at an assumed 12% annual return, ₹5,000 a month for 10 years grows to about ₹11,61,695, ₹10,000 a month for 20 years to about ₹99,91,479. the table below covers ₹1,000 to ₹50,000 a month over 5 to 30 years.

what each monthly sip grows to at 12%

monthly sip5 yr10 yr15 yr20 yr25 yr30 yr
₹1,000/mo₹82,4862.32 lakh5.05 lakh9.99 lakh18.98 lakh35.30 lakh
₹2,000/mo1.65 lakh4.65 lakh10.09 lakh19.98 lakh37.95 lakh70.60 lakh
₹3,000/mo2.47 lakh6.97 lakh15.14 lakh29.97 lakh56.93 lakh1.06 crore
₹5,000/mo4.12 lakh11.62 lakh25.23 lakh49.96 lakh94.88 lakh1.76 crore
₹10,000/mo8.25 lakh23.23 lakh50.46 lakh99.91 lakh1.90 crore3.53 crore
₹15,000/mo12.37 lakh34.85 lakh75.69 lakh1.50 crore2.85 crore5.29 crore
₹20,000/mo16.50 lakh46.47 lakh1.01 crore2.00 crore3.80 crore7.06 crore
₹25,000/mo20.62 lakh58.08 lakh1.26 crore2.50 crore4.74 crore8.82 crore
₹50,000/mo41.24 lakh1.16 crore2.52 crore5.00 crore9.49 crore17.65 crore

tap any cell for that amount and duration at 8%, 10%, 12% and 15%, year by year, with a 10% step-up and in today's money.

illustrative only. mutual fund returns are not fixed or guaranteed; this assumes payments at the start of every month, the annual return compounded monthly (12% = 1% a month), and ignores tax, exit loads and fees. not investment advice.

sip calculator with your own numbers

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questions people ask

What does a ₹5,000 SIP become in 10 years?

About ₹11,61,695 at an assumed 12% annual return, on ₹6,00,000 invested.

How much does a ₹10,000 SIP become in 20 years?

About ₹99,91,479 at 12%, on ₹24,00,000 invested.

Which monthly SIP reaches ₹1 crore in 20 years?

About ₹10,009 a month at an assumed 12% return. ₹10,000 a month for 20 years gets to about ₹99,91,479, ₹15,000 to about ₹1,49,87,219.